Retirement feels like it’s a million miles away, but it sneaks up on you faster than you’d think. One day, it’s 30 or 40 years down the road, and the next, you’re being bombarded with articles screaming, “ARE YOU WHERE YOU NEED TO BE TO RETIRE?!” It’s overwhelming. For me, the magic number has always been $1 million, but that figure feels so unbelievably out of reach. Between the cost of living, unexpected expenses, and trying to enjoy life in the present, saving that much feels impossible. The whole thing is stressful, and honestly, it’s hard not to feel behind.